The Mandiri Livin’ Everyday credit card offers premium digital benefits, allowing for seamless cash withdrawals, bill payments, and exclusive Mastercard perks. Before applying, explore its key advantages and considerations.
Mandiri Livin’ Everyday Advantages
- Lifetime Free Membership: Enjoy a credit card without annual fees—free forever!
- Power Cash for Instant Fund Withdrawals: Convert part of your credit limit into cash withdrawals with competitive rates via Livin’ by Mandiri.
- Power Bill for Easy Bill Payments: Automate recurring payments like electricity, internet, and mobile bills into a single, hassle-free transaction every month.
- Tap to Pay for Contactless Transactions: Make fast and secure transactions via the Livin’ app, perfect for effortless payments.
- Security and Control at Your Fingertips: Manage your card through the Livin’ by Mandiri app—track spending, adjust limits, and block/unblock your card instantly.
- Mastercard Dining Privileges: Enjoy exclusive Mastercard dining benefits, including free main courses at selected restaurants when paying with your Mandiri Livin’ Everyday card.
- Zero Fees for Card Replacement or Limit Adjustments: Lost your card or need a higher limit? Get replacements and adjustments without extra charges.
Things to Consider Before Applying
- Limited Offline Usability Without QRIS: This virtual card cannot be used on EDC machines that do not support QRIS or require a physical card.
- Requires Access to the Livin’ by Mandiri App: All transactions, bill payments, and cash withdrawals must be done through the Livin’ by Mandiri app.
- Credit Limit May Not Suit All Users: The available credit limit ranges from Rp2 million to Rp20 million, which may not be sufficient for higher spenders.
- Not Suitable for Those Who Prefer Traditional Credit Cards: If you frequently use a physical card for offline payments, this virtual card may not be the best option.
Mandiri Livin’ Everyday: Easy Application Process Explained
- Access the Livin’ by Mandiri App:
- Ensure you have the Livin’ by Mandiri app installed on your smartphone.
- Log in to your account or register if you’re a new user.
- Navigate to the Credit Card Application Section:
- Go to "Apply for Credit Card" in the app’s main menu.
- Select Mandiri Livin’ Everyday to begin your application.
- Complete the Online Application Form:
- Enter your personal details, including name, address, and income.
- Double-check your entries to ensure accuracy.
- Upload Required Documents:
- Provide your KTP (Indonesian ID card) and proof of income (pay slip or tax document).
- Submit and Await Verification:
- Submit your application for review.
- Check your email or app notifications for updates from Bank Mandiri.
- Instant Activation Upon Approval:
- If approved, your Mandiri Livin’ Everyday virtual card will be activated immediately.
- Start using it for QRIS payments, online shopping, and transactions!
Mandiri Livin’ Everyday is the perfect choice for those who want a fully digital credit card with zero annual fees, flexible payments, and seamless QRIS transactions. With just a few simple steps, you can apply online and start enjoying all the benefits immediately. Click the button below to visit the official Bank Mandiri website, learn more about the card, and begin your application today!








