Seamless Digital Transactions
Say goodbye to physical cards! Easily make payments using QRIS and online transactions with your virtual card.
Zero Annual Fees, Forever
Enjoy the convenience of a credit card without worrying about yearly fees—free for life!
Earn Rewards with Every Purchase
Collect 1 Livin’ Point for every Rp20,000 spent at any merchant and redeem exciting rewards.
Flexible Installments for Better Budgeting
Turn your purchases into manageable monthly installments for up to 36 months through Livin' by Mandiri.
A Practical Financial Solution with Mandiri Livin’ Everyday
Mandiri Livin’ Everyday is a cutting-edge virtual credit card from Bank Mandiri, created for those who value convenience and a fully digital financial experience. With no physical card required, users can seamlessly make transactions using QRIS and online payments while enjoying the benefit of zero annual fees for life. Whether you’re shopping online, dining out, or managing daily expenses, this card ensures a smooth and hassle-free payment process. Plus, every transaction earns Livin’ Points, which can be accumulated and redeemed for exciting rewards, adding even more value to every purchase.
Beyond everyday transactions, Mandiri Livin’ Everyday offers smart financial solutions to enhance your cash flow. The Power Cash feature allows you to withdraw funds with competitive rates, providing quick access to extra cash when needed. Meanwhile, Power Bill simplifies bill payments by consolidating routine expenses—such as electricity, phone, and cable TV—into a single, effortless transaction. With the added flexibility of turning purchases into installments of up to 36 months, this virtual credit card gives you greater control over your finances, making it a reliable and modern choice for digital-first consumers.
No, Mandiri Livin’ Everyday is a fully virtual credit card, meaning there is no physical card issued. Instead, you can access and manage it directly through the Livin’ by Mandiri app. It supports online transactions and QRIS payments, making it a convenient and secure choice for cashless payments.
No, one of the biggest advantages of Mandiri Livin’ Everyday is that it comes with zero annual fees for life. You can use the card freely without worrying about membership costs, making it a cost-effective solution for your daily financial needs.
You can earn 1 Livin’ Point for every Rp20,000 spent at any merchant. These points accumulate automatically and can be redeemed for various rewards, giving you extra value every time you use your card.
Yes, Mandiri Livin’ Everyday allows you to convert purchases into installments of up to 36 months through the Livin’ by Mandiri app. This feature helps you manage your finances better by spreading out payments over time, making larger purchases more affordable.
The credit limit ranges from Rp2 million to Rp20 million, depending on your financial profile and Bank Mandiri’s evaluation. The final limit is determined based on factors such as income and creditworthiness.
You can easily pay your Mandiri Livin’ Everyday bill through Livin’ by Mandiri, ATM transfers, internet banking, or direct debit from your Mandiri account. The Power Bill feature also allows you to consolidate multiple payments into a single transaction for added convenience.
To apply for this card, you must be at least 21 years old (or 17 years old for a supplementary cardholder) and have a minimum monthly income of Rp3 million. You also need to be a resident of an area where Bank Mandiri operates and must not be listed on the AKKI or BI blacklist.
Is Mandiri Livin’ Everyday Right for You?
Mandiri Livin’ Everyday is more than just a credit card—it’s a modern financial solution designed for those who prioritize convenience, flexibility, and a fully digital experience.
If you’re looking for a hassle-free credit card that enhances your purchasing power without unnecessary fees, Mandiri Livin’ Everyday is the perfect choice. Click the button below to explore all the details, understand its benefits in-depth, and see how you can apply today. With just a few simple steps, you’ll unlock a smarter way to handle transactions and take full control of your financial needs!