Understanding who this card is for is key: it’s geared toward high-income individuals (often an income threshold around A$200,000 p.a.) who consistently put significant monthly spend through the card and value elite-status travel and lounge access.
Before pressing “Apply,” evaluate whether you can meet the spend threshold needed for bonus points, and whether the premium travel features—including discounts and Status Credit boosts—will genuinely benefit your lifestyle and travel frequency.
Stand-Out Advantages
- Qantas Wine Premium Membership (free): Enjoy curated wine boxes, free delivery, invitation-only tastings, and earn 3 extra Qantas Points per A$1 spent via Qantas Wine on top of your regular points.
- Qantas Wellbeing Rewards: Earn up to 20,000 points annually through health and fitness activities recorded in the Qantas Wellbeing app—a creative way to boost your balance with everyday habits.
- Statement Instalment Plans: Convert large purchases into monthly repayments at a fixed rate, providing flexibility to manage bigger expenses without disrupting your budget.
- 24/7 Concierge Service: Personalized concierge available around the clock to assist with travel bookings, reservations, event tickets, and lifestyle recommendations.
- Up to 55 Days Interest-Free Purchases: Make multiple purchases and benefit from an interest‑free window, provided you pay off the closing balance — helping you avoid unnecessary interest charges.
- No Balance Transfer Fee: When offered, a zero-fee balance transfer option may help consolidate debts without immediate transfer costs—though interest may apply afterward.
Notable Limitations
- High annual cost: The A$1,200 base fee plus A$100 per additional cardholder can add up—ensuring you extract full value is essential.
- Foreign transaction fee (~3%): International purchases incur added costs, which may offset point earnings if not strategically managed.
- Domestic earn rate drop above A$12,500/month: Points per dollar decrease from 1.25 to 0.5 beyond the threshold, limiting earn potential for heavy domestic spenders.
How to apply for the Qantas Premier Titanium Credit Card
- Visit the official Qantas Money website: Go to the dedicated page for the Qantas Premier Titanium Credit Card.
- Since new applications are temporarily unavailable until 8 September 2025, click on “Check back soon” or enable notifications (if available) to be alerted once applications reopen.
- Once available, select “Apply now” and complete the application form with your personal details, including proof of income, employment history, and residential address.
- Ensure you meet the eligibility criteria: This includes having a strong credit history and verifiable financial stability, as this is a premium-tier card with a high annual fee.
- After submission, your application will undergo a thorough credit assessment conducted by the issuer (NAB, on behalf of Qantas Airways). Upon approval, your metal Titanium card will be issued, and you can activate it digitally via the Qantas Money app for immediate use.
For frequent and high‑spending Qantas flyers committed to maximising Status Credits, lounge access, and earned rewards in one place, the Qantas Premier Titanium Credit Card stands apart. If you consistently spend near the domestic threshold, travel on international routes with Qantas, and utilise lifestyle add-ons like wellbeing and wine membership, this card is engineered to reward you at every turn.
However, the investment is significant. Careful evaluation of your spending patterns and ability to redeem benefits effectively is essential. If you decide the card aligns with your travel habits and financial discipline, it could serve as a powerful tool—elevating your travel experience while making your everyday spend deliver extraordinary value.
