No annual fee—forever
Never pay an annual fee—not now, not ever. Ideal for a backup card or main card with zero maintenance costs.
0% interest for 6 months
Pay no interest on purchases and balance transfers for 6 months (3% fee on transfers). Great for managing debt or big buys.
Up to 55 interest-free days
Enjoy breathing space on purchases by paying the balance in full each month and avoid interest entirely for up to 55 days.
Travel-friendly Platinum option
Save on overseas spending—no 2.95% foreign transaction fees when you upgrade to the Platinum version.
Zero isn’t just the fee—it’s the philosophy
The Bankwest Zero Mastercard stands out not just for what it offers, but also for what it intentionally leaves behind. In a market saturated with complicated reward structures and high annual fees, this card appeals to users seeking a minimalist, no-fuss credit experience. It’s crafted for those who value financial simplicity—people who don’t need travel perks or layered rewards schemes to get value from their card. Whether you choose the Classic or Platinum version, you’re equipped with a functional, streamlined tool that delivers daily convenience, built-in security, and zero annual fee, year after year.
What makes this card particularly attractive is its transparency and predictability. You won’t find yourself caught off-guard by confusing small print or sudden charges. There are no foreign transaction fees on international purchases with the Platinum version, no pressure to spend a minimum to access full benefits, and no penalties masked as “conditions.” It’s a card that respects your financial boundaries and adapts to your usage—whether that means everyday payments, infrequent online shopping, or simply having it on hand for unplanned expenses. For users who appreciate consistency and clarity in their financial products, the Bankwest Zero delivers that peace of mind.
Ultimately, this card aligns with a lifestyle of deliberate, informed spending. It’s not built for those chasing status or luxury—it’s for the cost-conscious, the practical, and the intentional. With modern digital wallet compatibility, 24/7 fraud monitoring, and international purchase protection (for Platinum holders), the card doesn’t compromise on essentials. If your credit card needs boil down to reliability, no fees, and financial control, then the Bankwest Zero Mastercard proves that less truly can be more.
New customers enjoy 0% p.a. on purchases and balance transfers for the first six months. While a 3% balance transfer fee applies, the interest-free period offers relief and flexibility, allowing time to repay balances or make large purchases without incurring additional charges.
Once the promotional period ends, purchases and transferred balances revert to the standard 18.99% p.a. interest rate. It’s important to plan repayments accordingly, as carrying a balance beyond this period may lead to significant interest accumulation if not managed carefully.
The Classic card includes a 2.95% foreign transaction fee, while the Platinum version waives it entirely. Additionally, Platinum cardholders enjoy enhanced features such as higher credit limits, better fraud protection, and improved customer service. Both variants offer the core features like no annual fee and digital access.
Yes, up to three additional cardholders can be added at no extra cost. The main cardholder is responsible for all charges made by the additional users, ensuring accountability. This is ideal for households managing shared expenses under one account.
The Bankwest Zero Mastercard integrates with Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay. You can also access your card digitally immediately upon approval, use the Bankwest app for real-time alerts, control your card settings, lock the card temporarily, or report suspicious transactions instantly.
Your card, your pace—modern credit made simple
The Bankwest Zero Mastercard fits effortlessly into the lives of those who value clarity and control. With no annual fee, a helpful 0% introductory period, and seamless mobile integration, this card is both cost-effective and technologically current. The Platinum version especially rewards users who travel or spend internationally, avoiding common hidden charges.
You won’t find cashbacks, points, or travel insurance here—and that’s intentional. This card is for people who understand their financial habits and simply want dependable credit without added weight. If you’ve been looking for a card that doesn’t ask for loyalty or lock you into complicated programs, the Bankwest Zero might be your perfect financial companion. Click below to check your eligibility, view full card details, and complete your application online in just a few steps.