Zero interest charges – ever
Unlike traditional credit cards, the NAB StraightUp Card charges no interest at all. Instead, you pay a simple, fixed monthly fee — making it easier to plan your payments without worrying about fluctuating interest.
No fees on international purchases
Whether shopping online from overseas or using your card while travelling, you won’t pay any foreign transaction fees. This helps reduce your costs and simplifies your budget.
Transparent monthly repayments
Your minimum repayment is always the same and based on your credit limit — $35, $75 or $110 per month. No surprises, just consistency.
Fee waiver when the card isn’t used
If you don’t use your card and have a $0 balance for the entire statement period, the monthly fee is waived. This adds flexibility for months when you need a break from spending.
NAB StraightUp is more than a card — it’s a commitment to simplicity
For those seeking a no-fuss financial tool, the NAB StraightUp Card is a standout. With zero interest and no hidden surprises, it eliminates one of the most common sources of confusion in credit card management. You pay a fixed monthly fee and have a clear, consistent repayment amount — a welcome change from variable interest and unexpected charges.
Its value is further enhanced by features that cater to modern users. You won’t pay fees for international purchases, whether you’re shopping online from abroad or using the card overseas. And if there’s a month when you don’t spend, you don’t pay. This fee-waiving model gives users more control over their financial commitments without sacrificing flexibility.
While it doesn’t offer rewards or extras like travel insurance, it makes up for that with total predictability and financial transparency. It’s an excellent choice for anyone who wants to use credit responsibly, avoid interest, and benefit from one of the most straightforward products in the market today.
No. The NAB StraightUp Card is a no-interest credit card. You’ll only pay a fixed monthly fee based on your selected credit limit, and only if you make purchases or carry a balance.
If your card has a $0 balance and no purchases are made during an entire statement period, your monthly fee is automatically waived.
Yes. The card is accepted wherever Visa is accepted, both online and in person overseas — and there are no international transaction fees.
Cash advances and gambling transactions are not permitted with this card, so there are no associated fees for those activities. This adds a layer of protection for responsible usage.
Yes. If used responsibly by meeting repayments on time, the NAB StraightUp Card can support healthy credit habits while avoiding debt accumulation from interest.
Final Thoughts: straightforward features that match your financial rhythm
The NAB StraightUp Card is perfect for anyone who wants to stay in control of their finances without the complications of interest rates and surprise fees. Its predictable repayment structure, no international fees, and unique monthly fee waiver make it a dependable tool for managing everyday spending.
If you’re after a card that strips away complexity and keeps things simple, the NAB StraightUp may be exactly what you need. Click the button below to access more details and see how this card can fit into your budget and lifestyle.