The Mandiri Gold Credit Card offers rewarding perks, flexible financial features, and exclusive merchant discounts. If you're looking for a card that balances benefits and affordability, Mandiri Gold might be the right choice for you!
Advantages of Mandiri Gold
- Flexible Cash Withdrawals with Power Cash: Easily access extra funds with competitive interest rates starting from 0% and repayment terms of up to 36 months.
- Seamless Bill Payments with Power Bill: Automate monthly bill payments through the Livin’ by Mandiri app for greater convenience.
- Convenient Contactless & QRIS Payments: Make secure and effortless transactions using QRIS and virtual payment options.
- Easy Installment Plans with Power Installment: Convert large purchases into manageable monthly installments of up to 36 months, with interest rates starting at 0%.
- High Credit Limit for More Spending Power: With a credit limit ranging from Rp2 million to Rp300 million, Mandiri Gold adapts to your financial needs.
- Free Limit Increase & Card Replacement Services: Request a credit limit increase at no extra cost and get free card replacement in case of damage or loss.
- Secure Transactions with Purchase Protection: Shop with confidence knowing that your purchases are protected against damage or loss.
- Multi-Payment Options with No Extra Fees: Pay your bills through ATMs, direct debit, and branch transactions without additional charges.
Things to Consider Before Applying
- Annual Fees Apply After the First Five Years: After the initial waiver, the annual fee is Rp300,000 for the primary card and Rp150,000 for supplementary cards.
- Moderate Livin’ Points Earning Rate: While rewarding, the 1x Livin’ Point per Rp50,000 spent may accumulate slower compared to premium-tier cards.
- Minimum Income Requirement: Applicants must earn at least Rp3 million per month to be eligible for Mandiri Gold.
- Cash Advance Fees Apply: Withdrawing cash using Power Cash incurs a 6% fee or Rp100,000, whichever is higher.
- Credit Limit Subject to Approval: The final credit limit is determined based on your financial background and Bank Mandiri’s internal assessment.
Want a Mandiri Gold Card? Here’s How to Apply
- Download or Update the Livin’ by Mandiri App:
- Access the Credit Card Application Menu:
- Log in and navigate to the “Apply for Credit Card” section, then select Mandiri Gold.
- Complete the Online Application Form:
- Enter personal details (name, date of birth, contact info) and financial details (income, employment).
- Upload the Required Documents:
- KTP (Indonesian National ID)
- Proof of income (pay slip, bank statement, or tax document)
- Additional documents if requested
- Submit Your Application for Review:
- After submission, Bank Mandiri will process your request and may contact you for verification.
- Wait for Approval and Card Activation:
- Upon approval, your Mandiri Gold card will be issued and activated, allowing you to start using it immediately.
If you’re looking for a cost-effective credit card with valuable rewards, flexible installment options, and exclusive merchant discounts, Mandiri Gold is a great choice. With 5,000 Livin’ Points as a welcome bonus, no annual fees for five years, and financial flexibility, it’s perfect for daily expenses and budget-conscious users. Click below to learn more and apply today!
