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Unlock the World with the ANZ Airpoints Visa Platinum: Your Gateway to Elite Travel

Earn Airpoints Dollars™ while enjoying premium perks and exclusive benefits for frequent travelers.
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ANZ Airpoints Visa Platinum

Accelerated Airpoints Dollar Earning

Earn 1 Airpoints Dollar™ for every NZ$110 you spend on eligible purchases — with no cap on how many points you can collect. Your points never expire as long as your account remains active, making it easier to plan dream trips.

ANZ Airpoints Visa Platinum

Extra Status Points on Flights

When you fly with Air New Zealand, you’ll earn a 50% bonus in Status Points on qualifying flights. This helps you reach higher status levels faster and enjoy exclusive flying privileges.

ANZ Airpoints Visa Platinum

Complimentary International Travel Insurance

Pay at least 50% of your prepaid travel expenses with the card to activate comprehensive overseas travel insurance. Coverage includes medical, cancellations, and emergencies — ideal for worry-free adventures.

ANZ Airpoints Visa Platinum

Premium Platinum Perks

Enjoy no Koru Club joining fee, a $145 discount on annual membership, Visa Concierge access, and the ability to request up to 200 Airpoints Dollars in advance. All with added digital security features for peace of mind.

Everything You Need to Know About the ANZ Airpoints Visa Platinum

The ANZ Airpoints Visa Platinum is far more than a standard credit card — it’s an all-in-one travel, lifestyle, and financial companion built to reward and protect you at every step. Whether you’re booking flights, dining out, shopping online, or planning your next overseas getaway, this card is designed to enhance how you spend and what you earn in return.

With an exceptional Airpoints Dollar™ earn rate of 1 Airpoints Dollar for every NZ$110 in eligible purchases — and no cap on how many points you can accumulate — it offers a fast-track to travel rewards. Your points never expire while your card is active, giving you full control and flexibility to redeem them when it suits you best. Whether it’s international flights with Air New Zealand or any of its Star Alliance partners, or luxury items from the Airpoints Store, your everyday spending can translate into unforgettable experiences.

What truly sets this card apart is its comprehensive set of premium benefits. You get 50% bonus Status Points on qualifying Air New Zealand flights, helping you climb the Airpoints tiers faster and unlock elite travel privileges. The card also comes with complimentary overseas travel insurance when you pay at least half of your prepaid travel expenses with it — adding valuable peace of mind before you even leave home.

Security is another strong pillar of the ANZ Airpoints Visa Platinum. With the dynamic security code feature, your card’s CVV updates every 12 hours through the ANZ goMoney app, making your online transactions significantly more secure and reducing the risk of fraud. This is layered on top of Visa’s Zero Liability policy and ANZ’s 24/7 fraud monitoring system.

You’ll also enjoy exclusive lifestyle perks such as no Koru Club joining fee and a $145 discount on annual membership, ideal for frequent flyers who value comfort at the airport. Additionally, the Visa Concierge service puts global assistance at your fingertips, helping with everything from travel bookings to restaurant reservations and event access.

In short, the ANZ Airpoints Visa Platinum isn’t just for spending — it’s for living well, traveling smarter, and making the most of every dollar. Whether you’re a seasoned traveler, a business professional, or someone who simply enjoys premium service and tangible rewards, this card brings the world closer to you — while keeping your finances secure and your benefits constantly working in your favor.

Airpoints Dollars™ are the official reward currency of Air New Zealand’s loyalty program. As you make eligible purchases with your ANZ Airpoints Visa Platinum, you accumulate these dollars — 1 Airpoints Dollar for every NZ$110 spent. These can be redeemed directly for flights with Air New Zealand or any airline in the Star Alliance network, giving you access to over 1,000 destinations worldwide.

Travel insurance is a built-in benefit of the card, but it’s not activated by default. To qualify for the complimentary Overseas Travel Insurance, you must use your ANZ Airpoints Visa Platinum to pay at least 50% of your prepaid travel expenses — including flights, accommodation, or tour packages. Once activated, the coverage includes essentials such as medical emergencies, trip cancellations, lost luggage, and more.

To be eligible for the ANZ Airpoints Visa Platinum, you must qualify for a minimum credit limit of NZ$8,000 — reflecting the premium nature of the card. The annual fee is NZ$150, conveniently charged in two instalments of NZ$75 every six months. Purchases attract an interest rate of 20.95% per annum if balances are not paid in full within the interest-free period (up to 44 days). Additional cards can be added for NZ$5 annually (charged NZ$2.50 half-yearly).

The dynamic security code is a key digital feature available through the ANZ goMoney app. Unlike the static CVV code printed on your physical card, this code changes every 12 hours and is accessible only within the app. This innovation significantly boosts online payment security by making it much harder for potential fraudsters to use stolen card information.

Yes, ANZ allows you to request additional or joint cards linked to your primary ANZ Airpoints Visa Platinum account. These can be helpful for family members or partners who share household expenses. Each additional card comes at a cost-effective annual fee of just NZ$5 (charged NZ$2.50 every six months). All spending on the additional card contributes to the same Airpoints Dollar balance, helping you accumulate rewards faster — though as the primary cardholder, you remain responsible for all transactions on the account.

Ready to Take Off? Discover How to Apply and Maximize Your Benefits

If you’re looking for a credit card that transforms everyday spending into valuable travel rewards, the ANZ Airpoints Visa Platinum stands out as a premium choice. It’s built for those who value flexibility, exclusive privileges, and the ability to turn purchases into memorable journeys. Whether you’re planning frequent business trips or your next international holiday, this card delivers real benefits every step of the way.

Before applying, it’s important to review the eligibility criteria, card features, and terms to ensure it aligns with your lifestyle and financial goals. By clicking the button below, you’ll access the official ANZ website, where you’ll find all the essential information and can securely begin your application process with confidence.