Superior CashBack Rewards
With the ANZ CashBack Visa Platinum, you earn $1 for every $120 spent on eligible purchases — a more rewarding rate than the standard version. And best of all, there's no limit to how much you can earn, giving you more value from your everyday spending.
Platinum benefits for premium lifestyle access
Enjoy exclusive Visa Platinum privileges, including access to Visa Concierge, which helps you with travel bookings, event access, restaurant reservations, and more. You’ll also receive access to special Visa Offers and Perks tailored to your lifestyle.
Advanced digital security with a dynamic security code
Shop online with greater peace of mind thanks to the dynamic CVV code, which updates every 12 hours in the ANZ goMoney app. It’s an added layer of fraud protection that replaces the static 3-digit code on your physical card.
Flexible digital payments and card management
Add your card to Apple Pay or Google Pay™ and enjoy secure, contactless payments anywhere you tap. Through ANZ goMoney and Internet Banking, you can manage your card, set up automatic payments, and even temporarily block it if needed.
A premium card designed to reward your lifestyle and protect your spending
The ANZ CashBack Visa Platinum goes beyond traditional credit card benefits — it’s crafted for those who expect more value, more control, and more security in their everyday transactions. Whether you’re using it for daily expenses or occasional high-value purchases, this card rewards you at a higher CashBack rate than standard options and surrounds you with a suite of platinum-level privileges.
Enjoy access to the Visa Platinum Concierge, offering 24/7 personal assistance with travel, dining, and entertainment. Take advantage of exclusive Visa Offers and Perks, giving you priority access to lifestyle upgrades and global experiences.
Security is equally top-tier. The card features a dynamic security code that refreshes every 12 hours, dramatically reducing online fraud risks. Pair that with real-time fraud monitoring and full mobile account control via the ANZ goMoney app and Internet Banking, and you have a credit card experience built for modern life.
All of this is delivered at an accessible $80 annual fee, making it an excellent choice for savvy spenders who want their purchases to work harder for them — not just in cash rewards, but in everyday convenience, protection, and premium service.
You’ll earn $1 for every $120 spent on eligible purchases, and there’s no cap on how much you can earn each year. This makes it especially rewarding for individuals who use their credit card regularly for daily expenses.
Most personal, everyday transactions qualify — including groceries, fuel, and utility bills. However, cash advances, balance transfers, gambling transactions, and business-related expenses do not count toward rewards.
Your rewards accumulate over a 12-month period starting from your first eligible purchase. After that anniversary, your CashBack amount is automatically credited to your card account in the next statement cycle.
As a Visa Platinum cardholder, you gain access to Visa Concierge services, which assist with bookings and recommendations, as well as access to exclusive travel, dining, and entertainment offers through Visa Offers and Perks.
The annual fee is $80, and additional cards cost $5 per year. The interest rate on purchases and cash advances is 20.95% p.a. You can benefit from up to 55 interest-free days on purchases if your full balance is paid by the due date each month.
Why the ANZ CashBack Visa Platinum is a premium choice for everyday rewards
If you want to make the most of your everyday spending, the ANZ CashBack Visa Platinum offers a refined balance of generous rewards, platinum privileges, and cutting-edge security. With a higher-than-average CashBack rate, access to exclusive lifestyle services through Visa Concierge, and comprehensive digital tools to manage and protect your account, this card is tailored for those who value both convenience and control.
Whether you’re paying for daily essentials or planning bigger purchases, the card turns your spending into real financial returns, all while giving you the benefits of premium service and peace of mind. It’s a powerful solution for individuals who want their credit card to work harder — and smarter — for them.
Click the button below to visit the official ANZ website, where you can review full terms, check your eligibility, and start your secure application in just a few steps.