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Unlock Financial Freedom with the Borrow Money Card in Papua New Guinea

Enjoy financial freedom with rewards, flexible redemptions, and generous welcome bonuses.
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Borrow Money Card

Accelerated Reward Points

Earn 10 points per PGK125 at select apparel and department stores, plus 1 point per PGK125 on all other purchases, redeemable flexibly.

Borrow Money Card

Generous Welcome Bonuses

New cardholders get 1,500 bonus points on their first spend within 30 days and 1,000 points for spending PGK1,000 within 60 days.

Borrow Money Card

Non-Expiring Reward Points

Points never expire, allowing you to redeem them at your convenience, whether for frequent small rewards or larger redemptions.

Borrow Money Card

Annual Fee Waiver for Active Spenders

Spend PGK30,000 annually to waive the PGK1,000 annual fee, offering valuable savings for high-spending cardholders.

Explore the Borrow Money Card

The Borrow Money Card isn’t just a credit card—it’s your gateway to smarter spending. With features like non-expiring reward points, generous welcome bonuses, and tailored redemption options, the card delivers unparalleled value. Whether you’re shopping locally or internationally, this card helps you make the most out of every transaction while keeping costs manageable.

The Borrow Money Card has an annual fee of PGK1,000, waived if you spend PGK30,000 within a year.
No, your reward points never expire, giving you the flexibility to redeem them at any time.
Points can be redeemed for fuel, cashback, air miles, or purchases at partner stores. Redemption rates vary based on the option chosen.
The card carries an interest rate of 3.25% per month (40% per annum).
You can apply online via the United Finance Limited website or visit a local branch to submit your application.

Unlock Endless Rewards and Savings with the Borrow Money Card

The Borrow Money Card offers unmatched value with accelerated reward points, generous welcome bonuses, and non-expiring points, giving you the freedom to redeem them at your convenience. With an annual fee waiver for high spenders and flexible redemption options, this card ensures you make the most of every purchase. Whether you’re shopping locally or internationally, the Borrow Money Card is your key to smarter spending. Apply today and start enjoying these exclusive benefits with the Borrow Money Card!