Before applying for the BDO ShopMore Mastercard, it is essential to understand both the benefits and the potential drawbacks of this card. Being informed about its rewards program and applicable fees ensures you can maximize its advantages.
Advantages of the BDO ShopMore Mastercard
- Exclusive online deals: Enjoy discounts of up to 35% on shopping, dining, and travel essentials when using your card with partner merchants.
- Hassle-free application process: Apply conveniently online or through downloadable forms, with real-time updates on your application status.
- Rewarding loyalty program updates: Seamless integration into the BDO Credit Card Peso Rewards Program, offering more flexibility in managing your earned points.
- Special perks for frequent shoppers: Continued earning opportunities with Peso Points, even without the SM Advantage Card, ensuring value for your everyday spending.
Disadvantages of the BDO ShopMore Mastercard
- Annual fee after the first year: A ₱150 monthly fee may be an additional cost.
- Point expiration: Peso Points expire three months after the SMAC’s expiry if not redeemed.
- SMAC program limitations: New cards no longer include an automatic SMAC membership, requiring separate purchase.
How to Apply for the BDO ShopMore Mastercard
- Visit the BDO website: Navigate to the credit card section and select "BDO ShopMore Mastercard".
- Complete the form: Click "Apply Online," fill out the required details, and upload the necessary documents.
- Track your application: Monitor your application status via SMS or email updates after submission.
- Receive and activate your card: Wait for delivery, then activate your card in real-time via the BDO app.
If you’re seeking a versatile card packed with exclusive benefits, the BDO ShopMore Mastercard is a fantastic option. Take a moment to assess your financial goals and explore how you can maximize Peso Points and ongoing promotions. Click the button below to visit the official website and start your application today!








