Flexible Cashback Policy
Earn up to 1.5% cashback on total spending of 120 million VND or more per billing cycle, with a maximum of 1 million VND per cycle.
Convenient Installment Options
Support for installment plans at over 150 major partners nationwide for transactions starting from 3 million VND.
Annual Fee Waiver for the First Year
Valid for accounts with a minimum spending of 10 million VND within 30 days of card activation.
High Credit Limit
Access a credit limit of up to 1 billion VND, plus 45 days of interest-free payment.
Introduction to the VPBank Platinum Cashback Credit Card
The VPBank Platinum Cashback credit card is the perfect financial solution for individuals with substantial spending needs who aim to maximize cashback benefits while enjoying a premium lifestyle. This card stands out with its automatic cashback mechanism, allowing cardholders to earn up to 1.5% cashback on eligible spending, credited seamlessly to a dedicated cashback account. Whether you’re dining at renowned restaurants, shopping for the latest trends, or booking memorable travel experiences, the card provides exceptional value across a wide range of partnered merchants.
In addition to its generous cashback program, the VPBank Platinum Cashback credit card offers unparalleled financial flexibility. With a credit limit of up to 1 billion VND, it accommodates substantial expenditures while maintaining control over your budget. Combined with benefits such as installment payment options and a 45-day interest-free period, the card empowers users to manage their finances effectively while enjoying exclusive privileges.
The annual fee for the primary card is 899,000 VND. For supplementary cards, the first card is free for the first year, while additional supplementary cards cost 250,000 VND each (excluding VAT). Keep in mind that certain spending conditions may help you qualify for annual fee waivers.
The cashback program is tiered based on your total spending per billing cycle. Depending on your spending amount, you can earn between 0.3% and 1.5% cashback, with a maximum of 1 million VND per cycle. To qualify, you must spend at least 10 million VND per billing cycle. The cashback is automatically credited to your designated cashback account and can be transferred to your credit card account once the balance reaches 500,000 VND.
Yes, the card provides an interest-free period of up to 45 days for eligible transactions. This feature allows you to manage your cash flow efficiently by paying your balance in full before the due date without incurring any interest.
To apply, you need to meet the eligibility criteria and provide necessary documents such as your ID, proof of income (e.g., salary statement or bank statement), and proof of employment (e.g., employment contract or confirmation letter). The application can be completed online through VPBank’s official website or by visiting a branch.
To qualify, applicants must be at least 18 years old and have a minimum monthly income of 15 million VND. Additionally, you need to provide supporting documents such as proof of identity (e.g., ID or passport), proof of residence, proof of employment (e.g., employment contract), and proof of income (e.g., salary slips or bank statements).
The credit limit can go as high as 1 billion VND, depending on your financial status and eligibility. This makes the card ideal for individuals with high spending needs, offering significant financial flexibility.
Yes, cardholders can enjoy discounts of up to 30% at over 5,000 partnered merchants, including restaurants, shopping outlets, and travel services. Offers vary by time and location, so you can check the updated list of partners on VPBank’s official website to maximize your benefits.
Don’t Miss Out on Exceptional Cashback Benefits
Owning the VPBank Platinum Cashback credit card is an excellent way to take full control of your finances while optimizing your daily spending. With its generous cashback program, flexible payment options, and exclusive perks, this card allows you to save more on every transaction and enjoy privileges tailored to your lifestyle. Whether you’re shopping, dining, or traveling, the VPBank Platinum Cashback card ensures you get the most value out of your spending.
Click the button below to explore all the benefits in detail and gather the necessary documents to complete your application process with ease. Don’t miss this opportunity to experience outstanding financial advantages and elevate your purchasing power today!