Discover a credit card that not only offers substantial fuel savings but also aligns with your ethical values and supports environmental sustainability. The Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i stands out as a financial product tailored for individuals who prioritize both practicality and responsibility.
With an impressive 8% cashback on PETRONAS fuel purchases during weekends, this card delivers exceptional value to frequent drivers while supporting eco-friendly initiatives through its bio-sourced, sustainable design. As a Shariah-compliant card, it adheres to Islamic principles, ensuring all transactions are conducted ethically and responsibly.
Additional Advantages
- Shariah-Compliant Financial Product: The card operates based on the Shariah contract of Ujrah (fee on service), ensuring all transactions comply with Islamic principles.
- Opportunity to Win Exciting Prizes: Participate in campaigns where spending RM100 with your card can earn you entries to win prizes like cars and cashback.
- Comprehensive Customer Support: Access dedicated customer service for any inquiries or assistance related to your card, ensuring a seamless banking experience.
- Global Visa Privileges: Enjoy exclusive offers and discounts at various merchants worldwide through the Visa network, enhancing your shopping and travel experiences.
- Easy Bill Payments: Conveniently pay your bills online or through Maybank's extensive network, saving you time and effort.
Potential Considerations
- Cashback Cap: The maximum cashback is capped at RM50 per month, which may limit benefits for high spenders.
- Limited Cashback Categories: Cashback is primarily offered for spending at PETRONAS stations, with other categories earning standard rewards.
- Minimum Income Requirement: The card requires a minimum annual income of RM60,000, which may not be accessible for all applicants.
- Weekend Cashback Restriction: The highest cashback rate of 8% is only applicable on weekends, limiting benefits for those who fuel up during weekdays.
- No TreatsPoints on Certain Transactions: Transactions such as government bodies and e-wallet reloads do not earn TreatsPoints, reducing the opportunity to accumulate rewards.
How to Apply for the Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
- Ensure you meet the eligibility criteria: Applicants must be at least 21 years old and have a minimum annual income of RM60,000.
- Gather the necessary documents:
- For salaried employees:
- A copy of their MyKad (front and back).
- Their latest EPF statement or three months of bank statements showing salary credits.
- For self-employed individuals:
- A copy of their MyKad (front and back).
- A Business Registration Form.
- Their most recent Income Tax Return Form with a tax receipt.
- For salaried employees:
- Visit the Maybank official website: Access the application form online.
- Complete the online application: Fill out the form with accurate personal and financial details and upload the required documents.
- Submit your application: Once submitted, Maybank will process your request and provide feedback, usually within a few business days.
The Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i is an excellent choice for individuals looking to maximize their fuel savings while enjoying a range of other benefits. With its 8% cashback on PETRONAS transactions, lifetime annual fee waiver, and Shariah-compliant structure, this card provides both financial and ethical value. The addition of features like non-compounding charges and complimentary Touch ‘n Go Zing cards further enhances its appeal.
If you’re ready to unlock these exclusive benefits, don’t hesitate to apply today. Click the button below to start your application and take the first step toward smarter, more rewarding spending.