The Kina Visa Credit Card offers more than just a payment solution—it’s a financial tool that provides convenience, security, and flexibility. Whether you’re shopping locally, traveling internationally, or managing everyday expenses, this card is designed to meet your financial needs with ease.
Advantages
- Supplementary Cards for Family: Request additional cards for family members, enabling better financial management.
- Secure Transactions: Protected by Visa’s fraud monitoring and zero-liability policies for secure payments.
- No Monthly Maintenance Fees: No recurring charges after paying the initial setup and annual fees.
- Flexible Payment Options: Pay your balance in full or in installments based on your financial situation.
- Exclusive Rewards: Access special discounts and promotions at partner merchants across Papua New Guinea.
Key Considerations Before Applying
- Annual and Setup Fees: PGK50 (Classic) or PGK100 (Gold) in both annual and setup fees.
- Linked Account Requirement: Must be linked to a Kina savings or fixed deposit account.
- Limited Global ATM Network: Fees may apply when using ATMs outside Kina’s network.
- Interest on Cash Advances: Cash advances incur interest from the day of withdrawal.
- Income Requirement: Minimum income criteria must be met for approval.
How to Apply for the Kina Visa Credit Card
- Visit the Kina Bank Website: Go to Kina Bank’s website and navigate to the credit card section.
- Download the Application Form: Locate and download the credit card application form.
- Complete the Form: Fill in your personal, employment, and financial details accurately.
- Attach Required Documents: Submit proof of income, identification, and any other requested documents.
- Submit Your Application: Deliver the completed form and documents to your nearest Kina Bank branch or submit them online.
- Await Approval: Kina Bank will review your application and contact you with the next steps.
The Kina Visa Credit Card is a versatile and reliable financial tool that empowers you with global access, security, and exclusive benefits. While it has some fees and requirements, the card’s perks, such as interest-free days, contactless payments, and no EFTPOS fees, make it an excellent choice for individuals seeking flexibility and value. Click the button below to explore more and take the first step toward financial empowerment today.
